HI Chris :)
Its been a tough time for lots of folks, and lots of people have bad credit just now. Furthermore, many people start successful businesses when they are out of work or are forced into a career change. One of the best reasons to start a business is to make money.
We have a bunch of free articles online that discuss how to start a business. The first step is to create a "business model" which is a kind of very well considered hypothesis about what you are going to sell to who for how much with what help, etc. You need a business model, not a business plan to start a business.
Why? Because a writing business plan written when you don't really understand how your business works in the real world is like a building a full engine before you've built and tested a prototype.
We have several tutorials that talk about business models and the important objectives for a small business. You can read them here.
http://www.schoolforstartups.co.uk/tag/starting-a-business/
If you are looking for step by step instructions in how to start a business, you can purchase our Build Your Business Now toolkit which was written specifically to support people who want to start a solid business quickly.
Thanks for posting here. We're glad to have you as a guest on our site :) We look forward to being of service to you in the months and years to come.
